Fees and rebates

Compensation and private health fund rebates

 

Principle Four Osteopathy – Fees & Rebates

This document outlines the consultation fees, rebates, and compensation scheme information for Principle Four Osteopathy. All fees are subject to change and will be confirmed at the time of booking.

Clinic Fees

Osteopathy (In-Clinic)

Service

Fee

Initial Consultation (60 min)

$140–$160

Standard Consultation (35–40 min)

$110–$120

Long Consultation (60 min)

$140–$160

Shockwave Therapy

Service

Fee

Initial (assessment + treatment)

$140–$160

Follow-up shockwave only (15–20 min)

$70

Follow-up osteopathy + shockwave

$110–$120

Exercise Rehabilitation / Strength & Conditioning

Service

Fee

Initial Consultation (60 min)

$140–$160

Standard Consultation (35–40 min)

$110–$120

Long Consultation (60 min)

$140–$160

Functional Movement Screen (FMS)

Service

Fee

FMS Assessment (75 min)

$175

Telehealth Osteopathy

Service

Fee

Standard Telehealth Consult

$110–$120

Compensation Scheme Rebates & Gap Payments

Compensation schemes pay to a published maximum fee schedule. If our consultation fee exceeds the scheme payment, a gap payment applies.

TAC (Transport Accident Commission – Victoria)

TAC maximum payments (from 1 July 2025):
– Initial consultation: $81.60
– Standard consultation: $65.63
Example gap for an initial consult: $58.40–$78.40
Website: https://www.tac.vic.gov.au/providers/invoicing-and-fees/fee-schedule/osteopathy-services 

WorkSafe Victoria (WorkCover)

WorkSafe maximum payments:
– Initial consultation: $122.25
– Standard consultation: $81.77
Example gap for an initial consult: $17.75–$37.75
Website: https://www.worksafe.vic.gov.au/osteopathy-services-fee-schedule

Department of Veterans’ Affairs (DVA)

DVA payments (from 1 July 2025):
– Initial consultation: $75.10
– Subsequent consultation: $63.30
Example gap for an initial consult: $64.90–$84.90
Website: https://www.dva.gov.au/providers/allied-health/osteopaths 

Comcare

Comcare pays for reasonable and necessary treatment based on published guidance. If Comcare reimburses less than our consultation fee, a gap payment may apply.
Website: https://www.comcare.gov.au/service-providers/medical-allied-health/treatment-rates

Private Health Insurance Rebates – What to Expect

Private health insurance rebates for osteopathy vary depending on your health fund, your level of extras cover, and any remaining annual limits. The information below is designed to help you understand what rebates typically look like and what your likely out-of-pocket costs may be when attending Principle Four Osteopathy.

The examples below use our current consultation fees:
• Initial consultation: $140–$160
• Standard / subsequent consultation: $110–$120

Typical Osteopathy Rebates by Major Health Funds (Examples)

Health Fund

How Rebates Are Paid

Typical Rebate – Initial

Typical Rebate – Subsequent

Estimated Out-of-Pocket – Initial

Estimated Out-of-Pocket – Subsequent

Bupa

Fixed amount per visit

$38

$26

$102–$122

$84–$94

Medibank

Fixed amount per visit

$41

$28

$99–$119

$82–$92

HCF

Fixed amount per visit

$43

$33

$97–$117

$77–$87

HBF

Fixed amount per visit

$22

$17

$118–$138

$93–$103

Australian Unity

Fixed amount per visit

$30

$30

$110–$130

$80–$90

nib

Percentage of fee (~60–65%)

~60–65%

~60–65%

$49–$56

$39–$42

GMHBA

Fixed amount per visit

$40

$40

$100–$120

$70–$80

Teachers Health

Fixed amount per visit

$40

$40

$100–$120

$70–$80

How to Read This Table

Some health funds pay a fixed dollar amount per visit, regardless of the appointment fee. Others pay a percentage of the consultation fee, up to an annual limit. Many policies combine osteopathy and chiropractic under a shared annual limit.

How to Estimate Your Out-of-Pocket Cost

A simple way to estimate your out-of-pocket cost is:

Your appointment fee
minus
Your health fund rebate

For example:
• Appointment fee: $150
• Health fund rebate: $40
• Estimated out-of-pocket cost: $110

On-the-Spot Claiming (HICAPS)

We offer on-the-spot claiming via HICAPS for most major private health funds. If your fund does not support HICAPS, we can provide a receipt for you to claim manually.

Important Information

Rebates depend on your specific policy, not just your health fund

  • Annual limits may reduce or eliminate rebates later in the year
  • Telehealth rebates vary between funds and policies
  • Exact rebate amounts should always be confirmed directly with your health fund.
  • The rebate information in this document is provided as a general guide only. Principle Four Osteopathy cannot guarantee rebate amounts, as these are determined by individual health fund policies and remaining annual limits.

 

Fees & Rebates – FAQs

Q: Do you offer HICAPS on the day?

A: Yes. We provide on-the-spot HICAPS claiming for most private health insurers.

Q: Do I need a referral to claim rebates?

A: No referral is required for private health. A GP referral is required for Medicare CDM and DVA claims.

Q: Will there be a gap payment for TAC or WorkCover?

A: Yes. These schemes pay to a fixed schedule. If our fee exceeds this amount, the difference is payable by the patient.

Q: Do you bulk bill compensation schemes?

A: We invoice schemes directly where possible, but gap payments may still apply.

Q: What do I need to bring for a compensation appointment?

A: Please bring your claim number, referral, and insurer or case manager details.

Q: Can I use telehealth for compensation claims?

A: Telehealth may be available depending on scheme approval and clinical suitability.

Q: What if my claim has not yet been approved?

A: You may be required to pay privately until approval is confirmed.

Q: Are cancellation fees applicable to compensation bookings?

A: Yes. Our cancellation policy applies to all appointment types.



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